We know many patients have questions about their Medicare options this year, especially since FirstMedicare Direct is ending its Medicare Advantage coverage.
2025 Medicare Annual Enrollment Period (AEP)
The Medicare Annual Enrollment Period (AEP) is here. From October 15 through December 7, you have the opportunity to review your Medicare coverage and make any changes for the upcoming year. Choosing the right plan is an important step in making sure you can continue your care with FirstHealth providers and facilities.
Medicare Plans Accepted at FirstHealth
We are proud to partner with several Medicare Advantage plans. Check out the most up-to-date list of Medicare plans accepted at FirstHealth.
- FirstMedicare Direct/FirstCarolinaCare (coverage ending after Dec. 31, 2025)
- Original Medicare Part A and Part B
- Humana Medicare Advantage PPO/HMO
- United Healthcare Medicare Advantage
- Aetna Medicare Advantage
- Blue Cross Blue Shield Medicare Advantage
- Wellcare Medicare Advantage
- Railroad Medicare
Please note: While we strive to provide accurate and the most up-to-date information, it's crucial to verify the details directly with your chosen health plan. Please contact your insurance agent or provider directly for the most current information.
Important Reminder About Prescription Coverage
If you currently have FirstMedicare Direct and you don't make a choice during AEP, you will default to traditional Medicare on Jan. 1, 2026. Traditional Medicare does not automatically include prescription coverage. If you return to traditional Medicare without selecting a Medicare Advantage plan that includes prescription coverage (Part D) or without enrolling in a stand-alone Part D plan, you may not have drug coverage. The right combination of plans (Medicare Advantage, Medicare Supplement and/or Part D) is essential to ensure you have both medical and prescription coverage.
Get Help Choosing the Right Medicare Plan
We know that Medicare is not a one-size-fits-all. That’s why we recommend patients check available options every year during Medicare’s Annual Enrollment Period and make any needed adjustments. If you need assistance, we encourage you to contact:
- A licensed Medicare broker who can compare plans on your behalf
- The SHIP (Seniors’ Health Insurance Information Program) office
- Visit Medicare.gov to explore plans, costs and coverage options
Frequently Asked Questions
When is the Medicare Annual Enrollment Period?
The Annual Enrollment Period runs from October 15 through December 7 each year. Changes you make during this time take effect on January 1 of the following year.
What happens if I don't choose a new plan for 2026?
If you had FirstMedicare Direct and don’t make a new selection, you’ll be placed in traditional Medicare beginning Jan. 1, 2026, without prescription drug coverage unless you enroll in a separate Part D plan.
Which Medicare plans does FirstHealth accept?
- FirstMedicare Direct/FirstCarolinaCare (coverage ending after Dec. 31, 2025)
- Original Medicare Part A and Part B
- Humana Medicare Advantage PPO/HMO
- United Healthcare Medicare Advantage
- Aetna Medicare Advantage
- Blue Cross Blue Shield Medicare Advantage
- Wellcare Medicare Advantage
- Railroad Medicare
